I used to write cheques to pay off my student loan; the Student Loan Dep't mucked up by forgetting to cash them, which made me look derelict. So I allowed them direct access to my account; now they muck up by withdrawing money when they shouldn't, which leaves me actually derelict. I'd be better off with my money in a sock, but none of my socks do direct deposit.
I wrote a cheque to pay off the accountant who sorted out my taxes - his bank released the money to him, but my bank took two weeks to take it from my account. Is that normal?
Paranoid, yes, but I was ready to swear the bank was waiting for my account to drop below the cheque amount so they could charge me a bouncy bouncy fee. I envisioned empty suits, Magritte-esque, spiraling like vultures over the carcass of my chequing account, swooping on its remains to gorge themselves stupefied; and this against the background of vast desolation that is my state of finances. I was somewhat comforted by the idea that, in Zoroastrian terms, the bankers were carrying the spirit of my money directly to heaven.
Posted by edgar at November 13, 2002 04:20 PM